Construction Insurance
Protect Your Construction Business with Comprehensive Coverage
Montege provides custom-built construction insurance solutions for general contractors, subcontractors, and specialty trades across residential, commercial, and industrial job sites. Whether you’re building custom homes, managing high-rise developments, or running HVAC, roofing, or concrete crews, we offer comprehensive coverage that includes general liability, workers’ compensation, tools and equipment protection, commercial auto, and builder’s risk policies. Our plans are designed to safeguard your business from jobsite injuries, property damage, theft, equipment breakdowns, and post-completion liability exposures.
We specialize in helping high-performing construction businesses protect their assets, people, and reputation with tailored insurance that meets contract requirements and goes beyond standard policies. Whether you're scaling a multi-million dollar operation or bidding on large government contracts, our flexible underwriting and hands-on risk evaluation process ensures you get the right coverage for every phase of your work. If you're looking for a long-term partner that understands construction risk inside and out — Montege is ready to build with you.
Types of Contractors We Offer Coverage To
Insurance Coverages Offered for Construction Companies
Covers bodily injury, property damage, or legal claims from third parties due to your construction operations or jobsite hazards.
Protects your office, storage facilities, tools, equipment, and materials from fire, theft, vandalism, and weather-related damage.
Covers buildings under construction from damage caused by fire, storms, vandalism, and other covered perils.
Provides medical coverage and wage replacement for workers injured on the jobsite, such as falls or equipment-related accidents.
Covers mobile tools and machinery like backhoes, bulldozers, generators, or cranes, whether on-site or in transit.
Covers company-owned vehicles used for transporting crew, tools, or materials to and from job sites.
Protects against design errors, project mismanagement, or contract disputes that result in financial harm to clients.
Adds an extra layer of protection beyond the limits of your primary liability policies, ideal for large or high-risk projects.
Covers materials and equipment while being installed at a job site, before they become part of the structure.
Provides protection for claims involving mold, asbestos, or chemical spills caused by your construction activities.
Protects against lawsuits filed by employees for discrimination, harassment, wrongful termination, or wage and hour disputes.
Covers data breaches or hacks if your construction business stores digital records, blueprints, or client payment information.
Guarantees that your business will fulfill its contractual obligations to project owners, government entities, or developers.
Covers tools, materials, and equipment while in transit or temporarily stored off-site.
Protects against internal theft, fraud, embezzlement, or forgery committed by employees or subcontractors.
Covers required updates to meet current building codes if a rebuild is needed due to a covered property loss.
Covers accidental damage to property owned by someone else while your crew is working on or near it.
Protects you from claims related to property damage or bodily injury that occur after a construction project is finished.
Offers financial protection if a vital owner, foreman, or project manager dies or becomes disabled.
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