Montege Risk Services Corporation ("Montege Risk," "we," "us," or "our") respects your privacy and is committed to protecting it through our compliance with this Privacy Policy ("Policy").

This Policy describes:

• The types of information we may collect from you or that you may provide when you visit [www.montegerisk.com] (the "Site"),
• Our practices for collecting, using, maintaining, protecting, and disclosing that information.

If you do not agree with our policies and practices, your choice is not to use our Site. By accessing or using the Site, you agree to this Privacy Policy.

For any questions or concerns, please contact us at contact@montegerisk.com.

1. Information We Collect

We may collect several types of information from and about users of our Site, including:

a. Information You Provide Directly

When you interact with the Site (such as by submitting a form, signing up for updates, requesting a quote, or contacting us), you may provide information including:

• Name
• Address
• Email address
• Phone number
• Company name (if applicable)
• Other personal details related to inquiries or service requests

b. Information We Collect Automatically

As you navigate through the Site, we may use automatic data collection technologies to gather certain information about your device and usage patterns, such as:

• IP address
• Browser type and version
• Time zone setting
• Pages viewed and time spent on pages
• Clickstream data
• Device identifiers
• Cookies and similar tracking technologies

Note: See Section 6 ("Cookies and Tracking Technologies") below for more information.

2. How We Use Your Information

We use information that we collect about you or that you provide to us for various purposes, including:

• To provide, operate, and maintain our Site and Services
• To respond to your inquiries, requests for quotes, or service needs
• To communicate with you about our services, offers, and updates
• To personalize your website experience
• To improve our Site and customer service
• To comply with legal obligations, resolve disputes, and enforce our agreements

We do not sell or rent your personal information to third parties.

3. Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information:

• To contractors, service providers, and other third parties we use to support our business (e.g., website hosting, email delivery services) and who are bound by contractual obligations to keep personal information confidential.
• To comply with legal obligations, such as in response to lawful requests by public authorities, including meeting national security or law enforcement requirements.
• To enforce or apply our Terms of Service and other agreements, including for billing and collection purposes.
• In connection with a merger, acquisition, or asset sale, in which case personal information held by Montege Risk may be transferred as part of that transaction.

4. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

When your information is no longer needed, we will securely delete or anonymize it.

5. Security of Your Information

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, use, alteration, or disclosure.

However, no method of transmission over the Internet or method of electronic storage is 100% secure.
While we strive to protect your information, we cannot guarantee its absolute security.

6. Cookies and Tracking Technologies

We use "cookies" and similar technologies (like web beacons and pixels) to enhance user experience and gather information about Site usage.

Cookies are small data files stored on your device that help us:

• Remember your preferences
• Track website traffic and analytics
• Understand user behavior and improve the Site

You can set your browser to refuse cookies or alert you when cookies are being sent. However, some parts of the Site may not function properly without cookies.

Third-party services (like Google Analytics) may also use cookies or similar technologies to collect information about your activities across websites and over time.

7. Third-Party Links

The Site may contain links to third-party websites, plug-ins, or applications.
We are not responsible for the privacy practices of third parties.
We encourage you to read the privacy policies of every website you visit.

8. Your Choices

You have the following choices regarding your personal information:

• Opt-Out of Marketing Communications: You can opt-out of receiving promotional emails from us by following the unsubscribe instructions included in those emails.
• Cookies: Most web browsers are set to accept cookies by default. You can adjust your browser settings to remove or reject cookies.
• Access, Correction, and Deletion: Depending on your jurisdiction, you may have rights to access, correct, or delete your personal information. To request these changes, email us at contact@montegerisk.com.

We will respond to your request within a reasonable timeframe, in accordance with applicable laws.

9. Children's Privacy

Our Site is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13.
If you believe we have collected information from a child under 13, please contact us immediately at contact@montegerisk.com, and we will take appropriate steps to delete such information.

10. Notice to Users Outside the United States

Montege Risk is based in the United States.
If you are accessing the Site from outside the U.S., please be aware that your information may be transferred to, stored, and processed in the United States or other countries.

By using the Site, you consent to the transfer of your information to the U.S., where privacy laws may not be as protective as those in your jurisdiction.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices, technologies, legal requirements, or for other operational reasons.

When we make changes, we will revise the "Effective Date" at the top of this page.
We encourage you to review this Policy periodically to stay informed about our information practices.

Your continued use of the Site after we make changes is deemed to be acceptance of those changes.

12. Contact Information

For any questions, concerns, or requests relating to this Privacy Policy, please contact us at:

📧 Email: contact@montegerisk.com

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